Effects of Reducing Interest Rates

Effects of Reducing Interest Rates

You would no doubt have seen, read and heard the commentary (mostly outraged) on the Reserve Banks decision to leave the cash rate unchanged at 3.85% earlier this month. The main focus of the media has been on how people really needed this rate cut as “everyone” is...
Graduating and Starting Work

Graduating and Starting Work

Finishing university and starting work as a health professional, is an incredibly exciting time, both emotionally and financially. No longer juggling part time work trying to make ends meet, it’s likely you will shortly be earning more money than you have ever before!...
Understanding your Finance Arrangements

Understanding your Finance Arrangements

In the world of finance, banks often employ a strategy known as “linking securities” to mitigate risk and maximise returns. However, this practice can also have unintended consequences, making financing more challenging for both individuals and businesses....
Why Use JSMDF?

Why Use JSMDF?

How you borrow money from your financial institution plays an important role in the livelihood of your healthcare practice from day one. But what about responsible lending? As a financial institution operating in the healthcare industry for the last 21 years, JS...